Retirement is complex. The closer you get to the time when you’ll be making the big step into the “golden years” of retired life, the more daunting the decisions appear. You don’t know what the future really holds, but you read and hear quite a bit about the bumpy road ahead, and you probably know firsthand of people who have encountered situations they didn’t fully anticipate. While it may cause you to be a bit apprehensive, you should know that there are ways to smooth the road ahead.

Medicare is a tremendous program for seniors, but as many of us know, there are cost gaps and cost areas not covered that can upset your apple cart. Our friends at Raymond James & Associates deal with issues like this routinely, and have set forth a comprehensive review of steps you can take to address one of the most significant areas that can derail your retirement planning: healthcare costs. Check out this article posted on Raymond James’ “Point of View” page.

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