This recording presents the viewpoints of the AMAC Foundation’s Social Security Advisory Staff, trained and accredited under the National Social Security Advisors program of the National Social Security Association, LLC (NSSA). NSSA and the AMAC Foundation are not affiliated with or endorsed by the United States Government, the Social Security Administration, or any other state government. To request additional information, contact our Advisory Staff at 888-750-2622, or email us at SSAdvisor@AmacFoundation.org.
How many deadlines are there for Medicare
Lori
The standard open enrollment begins three months before your 65th birthday, the month of your 65th birthday, and three months after your 65th birthday. If you are still working and have creditable employer health insurance coverage, or are covered under your spouse’s employer coverage, you do not need to take Medicare at this time. The company must have more than 20 employees. You should always confirm with your Human Resources department or Benefits Administrator that you have creditable coverage.
If you have worked beyond your 65th birthday and remained on your employers or spouse’s health insurance coverage you have up to eight months after that coverage ends to apply for Medicare. However, you need to be aware of is that you only have 63 days to sign up for an Advantage Plan, Part C, which requires you to have both Medicare Part A and B. You also only have 63 days to sign up for Medicare Part D, prescription coverage, which only requires you to have Medicare Part A or Part B.
There are quite a few reasons for Medicare allowing a Special Enrollment Period. I have attached the link giving you the list of reasons: https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods
Please contact us if you have any further questions.
If you have further questions please email ssadvisory@amacfoundation.org or call 888-750-2622.
Sharon L Kleczka
Social Security Advisor
AMAC Foundation
CONFIDENTIALITY NOTICE: The contents of this message, including any attachments, are confidential and are intended solely for the use of the person or entity to whom the message was addressed. If you are not the intended recipient of this message, please be advised that any dissemination, distribution, forwarding, printing, copying, or use of the contents of this message, and any attached documentation, is strictly prohibited. If you received this message in error, please notify the sender. Please also permanently delete all copies of the original message and any attached documentation. The opinions and interpretations expressed in this message are the viewpoints of the message’s author, a trained advisor accredited under the National Social Security Advisors program of the National Social Security Association, LLC (NSSA). The author, the NSSA, and the AMAC Foundation are not affiliated with or endorsed by the United States Government, or the Social Security Administration.
We are pleased to have the
opportunity to serve you via the AMAC Foundation’s Social Security Advisory
Service, a program we offer to the public free of charge. The AMAC Foundation
is a 501(3)(c) non-profit organization, operating completely on financial
contributions from the public. To learn more about the Foundation and the
programs we provide, or to contribute to the Foundation’s mission, visit our
website: www.AmacFoundation.org. Also, please note that we
conduct periodic surveys of people we have served to help ensure that we are
providing the highest level of quality. These surveys are done via separate
email contact, and are very brief. Your participation is important and much
appreciated! If you prefer that we do not include you, please let us know and
we’ll exclude your email address from the survey list.
Sharon L Kleczka RSSA®
National Social Security Advisor/Registered Social Security Analyst
The AMAC Foundation
2130 Tally Rd.
Leesburg, FL 34748
Office: 1 (888) 750-2622
https://amacfoundation.org/donate/
CONFIDENTIALITY NOTICE:
The contents of this message, including any attachments, are confidential and
are intended solely for the use of the person or entity to whom the message was
addressed. If you are not the intended recipient of this message, please be
advised that any dissemination, distribution, forwarding, printing, copying, or
use of the contents of this message, and any attached documentation, is
strictly prohibited. If you received this message in error, please notify the
sender. Please also permanently delete all copies of the original message and
any attached documentation. The opinions and interpretations expressed in this
message are the viewpoints of the message’s author, a trained advisor
accredited under the National Social Security Advisors program of the National
Social Security Association, LLC (NSSA). The author, the NSSA, and the AMAC
Foundation are not affiliated with or endorsed by the United States