Dear Rusty: Would you please advise on my wife and my Social Security planning? I’m 69 & 2 months, my wife is 66 & 2 months, so we both hit full retirement age. We both plan on starting to take SS next month. My benefit would be about $3,300 per month, and my wife’s benefit would be about $1,900 per month. Spousal benefits confuse me. Should I start Social Security now so my wife can get a spousal benefit from me? Is that even possible? Or is it better for each of us to get our own? Signed: Uncertain
This recording presents the viewpoints of the AMAC Foundation’s Social Security Advisory Staff, trained and accredited under the National Social Security Advisors program of the National Social Security Association, LLC (NSSA). NSSA and the AMAC Foundation are not affiliated with or endorsed by the United States Government, the Social Security Administration, or any other state government. To request additional information, contact our Advisory Staff at 888-750-2622, or email us at [email protected].