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Ask Rusty – Octogenarian Asks About Wife’s Spousal and Survivor Benefits

October 3, 2022 | Presenting: Russell Gloor - AMAC Foundation Social Security Advisor

Dear Rusty: I am now 80 and my wife is 76, and we both took early Social Security benefits at age 62. When my wife took her Social Security, it was a lot smaller than mine, so they took a portion of mine and added it to hers. How does that work? Also, when I die, will my wife get all of mine or just a percentage? Signed: Curious Senior

This recording presents the viewpoints of the AMAC Foundation’s Social Security Advisory Staff, trained and accredited under the National Social Security Advisors program of the National Social Security Association, LLC (NSSA). NSSA and the AMAC Foundation are not affiliated with or endorsed by the United States Government, the Social Security Administration, or any other state government. To request additional information, contact our Advisory Staff at 888-750-2622, or email us at [email protected].