Dear Rusty: I was born in late 1951. When I retired 5 years ago, I was made aware that my own Social Security benefit was less than half of my husband’s SS Benefit. So, I chose to take half of his. What happens to my undispensed SS dollars? On the off chance the balance increases beyond the amount I am now collecting, can I eventually switch to my own full SS amount? Signed: Curious Senior
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