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Ask Rusty – How Do We Apply for My Wife’s Spousal Benefit?

July 25, 2022 | Presenting: Russell Gloor - AMAC Foundation Social Security Advisor

Dear Rusty: I am 70 years old and just started receiving my Social Security benefits about 4 months ago and I get close to $3700 per month. My wife is 65 years old and worked sporadically over the years so is entitled to her own benefits. If we applied under her account, she would get around $300 a month. If she applies under the spousal benefits, she should get a lot more, but we are not exactly sure how to apply for spousal benefits under her existing account. Can you help guide us? Signed: Uncertain How to Proceed

This recording presents the viewpoints of the AMAC Foundation’s Social Security Advisory Staff, trained and accredited under the National Social Security Advisors program of the National Social Security Association, LLC (NSSA). NSSA and the AMAC Foundation are not affiliated with or endorsed by the United States Government, the Social Security Administration, or any other state government. To request additional information, contact our Advisory Staff at 888-750-2622, or email us at [email protected].