Now Playing:

Ask Rusty – Canadian Expat Angry About His Reduced U.S. Social Security

February 6, 2023 | Presenting: Russell Gloor - AMAC Foundation Social Security Advisor

Dear Rusty: I am a 62-year old Canadian expat who has lived in the U.S. for the last 30-years. I worked in both Canada and the U.S. throughout my career. I came to this country, worked hard and contributed faithfully to the tax base, but I am being cheated for what is rightfully owed to me. Everyone else’s Social Security calculation is based on lifetime earnings; mine should be calculated using the same parameters, with the only difference being that some of my earnings were in Canada. I have filed an appeal to that end, but the end result is that I get taken to the cleaners. Why would they intentionally put in place a Totalization scheme with Canada which results in me receiving thousands of dollars per year less than someone who has the same lifetime earnings? This is just wrong and terribly unfair. Is there any legal recourse for me? Signed: Angry Ex-Pat

This recording presents the viewpoints of the AMAC Foundation’s Social Security Advisory Staff, trained and accredited under the National Social Security Advisors program of the National Social Security Association, LLC (NSSA). NSSA and the AMAC Foundation are not affiliated with or endorsed by the United States Government, the Social Security Administration, or any other state government. To request additional information, contact our Advisory Staff at 888-750-2622, or email us at [email protected].