This segment focuses on how age affects your benefits, including filing at the earliest possible age (62), full retirement age (66 or 67), or the age for full benefit of delayed retirement credits (70). Impact on spousal, survivor, and dependent benefits are also discussed in these scenarios, the “do over” rule, the “earnings test,” and understanding income taxes on benefits.

This recording presents the viewpoints of the AMAC Foundation’s Social Security Advisory Staff, trained and accredited under the National Social Security Advisors program of the National Social Security Association, LLC (NSSA). NSSA and the AMAC Foundation are not affiliated with or endorsed by the United States Government, the Social Security Administration, or any other state government. To request additional information, contact our Advisory Staff at 888-750-2622, or email us at SSAdvisor@AmacFoundation.org.