This podcast is a discussion of working and collecting Social Security benefits before your Full Retirement Age. Included is the “earnings test”, “first year” rule, how withheld benefits are recovered and replacing zero/low earning years.

This recording presents the viewpoints of the AMAC Foundation’s Social Security Advisory Staff, trained and accredited under the National Social Security Advisors program of the National Social Security Association, LLC (NSSA). NSSA and the AMAC Foundation are not affiliated with or endorsed by the United States Government, the Social Security Administration, or any other state government. To request additional information, contact our Advisory Staff at 888-750-2622, or email us at SSAdvisor@AmacFoundation.org.