This podcast discusses drawing benefits while working and investing the dollars vs deferring and taking DRC’s (Delayed Retirement Credits), how DRC’s are calculated, breakeven analysis, spousal benefits and DRC’s, the “First Year Rule and the earnings test.

This recording presents the viewpoints of the AMAC Foundation’s Social Security Advisory Staff, trained and accredited under the National Social Security Advisors program of the National Social Security Association, LLC (NSSA). NSSA and the AMAC Foundation are not affiliated with or endorsed by the United States Government, the Social Security Administration, or any other state government. To request additional information, contact our Advisory Staff at 888-750-2622, or email us at SSAdvisor@AmacFoundation.org.