Dear Rusty: I have been getting Social Security since age 66. My wife turned 62 in June. We are thinking of taking her spouse benefits on my record since it would be higher than hers (we checked online). We began filling out the application but do not see a way to let them know we want her to receive spouse benefits and not her own. How do we do that? Signed: Trying to Apply

This recording presents the viewpoints of the AMAC Foundation’s Social Security Advisory Staff, trained and accredited under the National Social Security Advisors program of the National Social Security Association, LLC (NSSA). NSSA and the AMAC Foundation are not affiliated with or endorsed by the United States Government, the Social Security Administration, or any other state government. To request additional information, contact our Advisory Staff at 888-750-2622, or email us at SSAdvisor@AmacFoundation.org.