Has someone who paid into Social Security for most of their life ever lost their benefits later in life? For example, if they start collecting benefits at age 62 and live to be 85 or longer, could they suddenly lose their benefits? Can Social Security ever come along later and say “Sorry, you’ve used up all your benefits?”  I know there are many people, including me, who have no other income or savings, so if their SS suddenly stopped they would need assistance to survive. I started my benefits at age 62 because I had to. I’ve always been in reasonably good health, so I wonder – what if I live to be 85, 90 or 95 – will I still have enough in the system to get my Social Security check?

This recording presents the viewpoints of the AMAC Foundation’s Social Security Advisory Staff, trained and accredited under the National Social Security Advisors program of the National Social Security Association, LLC (NSSA). NSSA and the AMAC Foundation are not affiliated with or endorsed by the United States Government, the Social Security Administration, or any other state government. To request additional information, contact our Advisory Staff at 888-750-2622, or email us at SSAdvisor@AmacFoundation.org.