Ask Rusty – Should I Claim Spouse Benefits Now or My Own Social Security Benefits?

July 13, 2026 | Presenting: Russell Gloor - AMAC Foundation Social Security Advisor

In this week’s podcast, Rusty provides guidance to a 64 year old lady about when, and how, she should claim her Social Security benefits. She asked if she should claim her own SS retirement benefit now or her benefit from her husband who is already collecting his Social Security? Rusty explains what this lady must consider when deciding.

This recording presents the viewpoints of the AMAC Foundation’s Social Security Advisory Staff, trained and accredited under the National Social Security Advisors program of the National Social Security Association, LLC (NSSA). NSSA and the AMAC Foundation are not affiliated with or endorsed by the United States Government, the Social Security Administration, or any other state government. To request additional information, contact our Advisory Staff at 888-750-2622, or email us at SSAdvisor@AmacFoundation.org.