Dear Rusty: When I started getting Social Security at 62, I was told by the SS office I would get a smaller monthly amount because I worked for the Federal Government and received a Civil Service Retirement System (CSRS) pension. I paid into Social Security for about 20 years working outside the government, and I now receive only about $280 a month in Social Security. It just seems like I should be getting more. How can I look into this matter that Social Security calls a “windfall?”  Signed: Federal Retiree

This recording presents the viewpoints of the AMAC Foundation’s Social Security Advisory Staff, trained and accredited under the National Social Security Advisors program of the National Social Security Association, LLC (NSSA). NSSA and the AMAC Foundation are not affiliated with or endorsed by the United States Government, the Social Security Administration, or any other state government. To request additional information, contact our Advisory Staff at 888-750-2622, or email us at SSAdvisor@AmacFoundation.org.