Ask Rusty – Can My Spouse File At Age 63 Then Get Half My Social Security When I Claim?

July 21, 2026 | Presenting: Russell Gloor - AMAC Foundation Social Security Advisor

In this episode, a wife asks Rusty if her younger husband will get half of her benefit when she claims Social Security at age 70. Rusty explains that the husband will get a spousal benefit, but won’t get half of the wife’s age 70 amount; only her full retirement age amount.

This recording presents the viewpoints of the AMAC Foundation’s Social Security Advisory Staff, trained and accredited under the National Social Security Advisors program of the National Social Security Association, LLC (NSSA). NSSA and the AMAC Foundation are not affiliated with or endorsed by the United States Government, the Social Security Administration, or any other state government. To request additional information, contact our Advisory Staff at 888-750-2622, or email us at SSAdvisor@AmacFoundation.org.